The Only Stocks You'll Need

After losing huge portions of their life savings in the stock market meltdown, many investors are scared to death of stocks. Because of how much retirees have to lose, investing conservatively makes a lot of sense. But that doesn't mean you can afford to stay out of stocks entirely. Fortunately, with the right type of stocks in your portfolio, you can meet many of your financial needs without taking on more risk than you're comfortable with.

Once you retire, you need things from your investments that you've never needed before. With a fixed income from Social Security and perhaps a company pension, you need your investments to provide you with regular cash flow to meet living expenses. You also need at least moderate growth from the money you don't need right away, because 20 or 30 years down the road, your expenses are likely to be a lot higher, and if your assets don't keep pace, you run the risk of running out of money before you die.

Source: Motley Fool

Related Articles:

• Five High-Yield Positive Return Investments
• Is Your Portfolio Average?
• When Is Enough, Enough
• 10 Stocks With 100+ Years of Dividend Payments
• Where To Find Great Dividend Stocks