Protect Assets, Create Income, Retire Happy

Retirement can be a comforting but challenging event in many people's lives. You want to be able to live comfortably during this time without worrying about how to make ends meet. To do this requires that you have a solid strategy in place that can provide consistent income, protect you against inflation and allow you to live a comfortable lifestyle during your retirement years. In this article, we will examine some of the things that you can do to have an enjoyable retirement without the stress and challenges that so many retirees face today.

In order to combat the forces of inflation, your assets and income must grow at a rate greater than inflation. One way to do this is through the use of equities or dividend-paying assets. Over the past 50 years, stocks have averaged 6.6%, while the average inflation rate has been 4%. The average dividend rate of the S&P 500 is 5.3%. What this shows is that investing in stocks and dividend-paying stocks can keep your assets and income growing faster than inflation by giving you long-term growth and strong, consistent dividends. When you put the two elements together, the overall return is much greater than inflation. The important key is to use a conservative approach that can provide you with consistent long-term growth and dependable, increasing dividends.

Source: Investopedia

Related Articles:
- A Simple Approach To Earn More Than 4% In Dividends
- 5 Basic Materials Stocks With Growing 3%+ Dividends
- What To Do When A Stock Fails To Raise Its Dividend
- A Diversified Approach To International Dividends
- 9 High-Yield Dividend Achievers With 25 Years of Increases